Don’t get trapped by an expanding lifestyle or unwind it if you already are. Save and invest at least 50% of your income. Put this in VTSAX or one of the other options we’ve discussed in this book. Fund any 401(k)-type employer tax-advantaged plan you are offered. Fund your Roth IRA when your earnings and the income taxes on them are low. Fund your Traditional IRA once your earnings and the income taxes on them begin to rise.
