Tommy Carstensen

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Buffett has been teaching investors for a very long time that you can’t get much more from the market than what you put into it. If you’re uninterested, unable, or unwilling to dedicate the time and effort to your investments, you should buy the index. The only reason to choose an active investment program is a belief that you, or the investment manager you’ve chosen, will outperform the “do-nothing” strategy.
Warren Buffett's Ground Rules: Words of Wisdom from the Partnership Letters of the World's Greatest Investor
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