high street bank and speak to the in-house broker there: they’ll only be able to offer you products from their own range, which will probably be inferior to other options that they’re not allowed to tell you about. Even outside of banks, some independent brokers are “tied” to offer only a limited range, so should be avoided. They do the majority of their business in buy-to-let rather than residential. Buy-to-let is a totally different ball game from residential, and someone who only does a couple of buy-to-let cases each month isn’t going to have the same depth of experience as someone who
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