1. You want to let out a property that you’ve previously lived in yourself. At this point it’s worth reiterating that YES, you do need to switch from a residential to a buy-to-let mortgage if you’re no longer living there, and NO, it’s not true that “the lender doesn’t care as long as they’re getting paid every month”. It might be the case that they don’t notice right away, but when they do notice (and they’re in the habit of

