Firstly, back to basics. With any property you buy, you have two potential sources of “return” on that investment: Profit left over after receiving the rent and paying out your expenses Growth in the property’s value over time When some people calculate their “ROI”, they combine their rental profits with a projected percentage uplift in capital growth every year. Personally, I don’t see the sense in this: for a start it doesn’t reflect reality (there’s no way property will go up by exactly the same steady percentage every year), and also that increase in value doesn’t do you any good until you
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