Many of their pseudoscientific models attempt to predict our creditworthiness, giving each of us so-called e-scores. These numbers, which we rarely see, open doors for some of us, while slamming them in the face of others. Unlike the FICO scores they resemble, e-scores are arbitrary, unaccountable, unregulated, and often unfair—in short, they’re WMDs.
But they sell and provide guidance to the consumer on how to be successful in the market place. Let’s open a new Equifax, Experience service these services also control the market and can ruin it. See hosing crash and score manipulation