The graveyard of failed persons will be full of people who shared the following traits: courage, risk taking, optimism, et cetera.
People in the graveyard of failure will have the same character traits as those who have been successful What distinguishes them? Often, it is luck or opportunity. Yeah, I know, the harder a person works, the lucker they get. And that is true.
Incremental success is easiest unless a Black Swah comes along to give catastrophic failure. COVID has destroyed many incremental success plans. I don't know the antidote. You can't buy insurance against every Black Swan event without going broke.
Perhaps, the key is to learn flexibility to auickly adapt to new situations.

