Well, the real money for credit card issuers is in making sure people who can’t or don’t pay off their bills in full load up on credit, then charging them for the privilege. As a result, they don’t want you to manage your money responsibly. If you do, they’ll call you a deadbeat. Why? They don’t make any money off you. If you use your card to buy something like an appliance, then pay off your bill at the end of the month, you are costing them money because they can’t charge you any fees.
