I admired them, but I knew the whole time that I was merely encountering the survivors, the ones who’d endured the banks and their stone-faced contempt, the realtors and their fake sympathy—“I’m sorry, that house just sold yesterday”—the realtors who steered them back toward ghetto blocks, or blocks earmarked to be ghettos soon, the lenders who found this captive class and tried to strip them of everything they had.

