Accumulating meaningful amounts of retirement savings often seems out of reach. Don’t despair. The fact is that a program of regular saving each week—persistently followed, as through a payroll savings or 401(k) retirement plan—can in time produce substantial sums of money. Can you afford to put aside $23 per week? Or $11.50 per week? If you can, the possibility of eventually accumulating a large retirement fund is easily attainable if you have many working years ahead of you.