MINDFUL SAVINGS Here’s a quick-and-easy six-step exercise to get you thinking more aggressively—more purposefully—about saving: 1. Brainstorm about all the recurring expenditures that you could eliminate or reduce to cut your expenses. Car insurance, cell-phone bills, lunch money, movie tickets. Think about where you can make changes. THE EARLIER YOU START, THE BIGGER YOUR NEST EGG (Assumes 10% Annual Rate of Return) 2. How much do these items or activities cost? Highlight the most significant of these expenditures and make a note of the associated costs. Next, calculate how many times per
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