Following the 2008 crash, when people didn’t have much of an appetite for stocks, some very innovative minds at the world’s largest banks figured out a way to do the seemingly impossible: allow you and me to participate in the gains of the stock market without risking any of our principal! Before you write this notion off as crazy, I personally have a note, issued and backed by one of the world’s largest banks, that gives me 100% principal protection, and if the market goes up, I get to keep a significant chunk of the gains in the market (without dividends).
