Early on, I learned about spreading the risk, mutual funds, and the Dow Jones Industrials, aka “the Dow.” And penny stocks. And futures. And commodities. You don’t have to learn all of that, but it helps if you do. So let’s simplify. You’re twenty-five to thirty years old. You’ve been able to save $40,000, after tax. I commend you. That means that you’ve already paid your tax. You’ve already paid your bills.
