the money that you spent on clothes/shoes/electronics/cars/houses (with after-tax dollars, remember), and invested it instead of spending it, you’d be a lot better off. Remember, once you’ve spent money, you will never see it again. But, if you invest money, you will probably see a profit, and pay tax only on the capital gain, meaning, the profit that you made on the money that you would have spent otherwise. See? You will also have to invest in your individual retirement account (IRA), but your employer can help there. You will also need to have insurance. Health insurance. All sorts of
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