Dave Ramsey's Complete Guide To Money: The Handbook of Financial Peace University

by Dave Ramsey

Money’s like a brick. I can take a brick and throw it through someone’s window, or I can take a brick and build a church or hospital. The brick doesn’t care. It’s just a brick. But when you put it into the hands of a human being, it takes on the character of that person. It does whatever the person holding it wants to do.

If you saved just $100 a month, every month, from age twenty-five to age sixty-five (your working lifetime) at the stock market average return of 12 percent, you’d retire with more than $1.1 million!

Marriage counselors tell us that couples who can agree on four major issues have a much higher probability of a successful marriage. Those four things are religion (shared household faith), in-laws (boundaries, influence, etc.), parenting, and money. If you keep these four pillars standing strong in your marriage, you’ll have a leg up on most of the couples you know.