The second month, it will probably start working a little better, but will likely still be a bumpy ride. You’ll have one month under your belt, so you’ll be able to hone in on some of those amounts you allocated for food, gas, entertainment, and other things you’ve never tried to anticipate before. The third month, things will start to smooth out, but it still may not be perfect. But by then, you’ll be on your way. It usually takes about three solid months of budgeting to get this right. So whatever you do, do not give up when you get frustrated in the first ninety days.

