The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life

by Sahil Bloom

Growth: The hunger to progress and change, driven by an understanding of the dynamic potential of your intelligence, ability, and character

Space: The creation of stillness and solitude to think, reset, wrestle with questions, and recharge; the ability and willingness to listen to your...

have a fundamental belief that I am able to continuously change, develop, and adapt. I have regular rituals that allow me to create space to think, reset, wrestle with questions, and recharge.

Create three separate lists: What you love: The activities that are life-giving, that bring joy What you are good at: The activities that feel effortless What the world needs: Define your current world and the activities that your current world needs from you.

In her book Imaginable, New York Times bestselling author Jane McGonigal describes a tool called futures thinking that is intended to “inspire you to take actions today that set yourself up for future happiness and success.” McGonigal walks readers through a guided exercise in futures thinking that has them envision, in vivid detail, their future selves. What are you wearing? Where are you? What’s around you? Who is around you? What do you hear and smell? What do you have planned for the day? The effortful creation of this new future canvas, which scientists refer to as episodic future thinking (EFT for short), cements an imagined future in your memory, meaning you can return to this “memory” and use its

Is this a world I want to wake up in? What do I need to do to be ready for it? Should I change what I’m doing today to make this future more or less likely?”[1] Most important,

you continue your current daily actions, will you be dancing or sitting? What actions do you need to add or adjust in the present to more closely align your future with your ideal vision for it? What would your eighty-year-old self want you to do today?

“Treat your body like a house you have to live in for another seventy years.” Your body is, quite literally, the house that you’re going to live in for the rest of your life. And yet a lot of people treat that house like trash—they drink and eat too much, don’t sleep enough, rarely move, and avoid the basic investments and repairs necessary to keep it maintained.

You are in control of the present and future state of your house. Keep the foundation and roof in solid order, fix minor issues as soon as they arise, and make the small daily, weekly, and monthly investments required to ensure it will last a long, long time. With a body, just as with a home, if you take care of it today, it will take care of you for years to come.

Movement: Daily body movement through a combination of cardiovascular exercise and resistance training; activities to promote stability and flexibility Nutrition: Consumption of primarily whole, unprocessed foods to meet major nutrient needs, supplementing as necessary to meet any micronutrient needs Recovery: High-quality, consistent sleep performance and other recovery-promoting activities While the three pillars of Physical Wealth are simple, they can feel intimidating, particularly when you consider all the detailed information available on each pillar and the extremes to which people seem to take them.

found that people who followed minimum guidelines for physical activity (moderate-intensity activity for 150 to 300 minutes per week or vigorous-intensity activity for 75 to 150 minutes per week) reduced their risk of early death by up to 21 percent; those who exercised two to four times these minimum levels lowered their risk by up to 31 percent.[9] In other words, a little bit of exercise goes a long way and a lot of exercise goes a longer way.

Level 1: Move your body for at least thirty minutes per day. Level 2: Move your body for at least thirty minutes per day; engage in two to three specific cardiovascular training sessions per week and one to two resistance-training sessions per week. Level 3: Move your body for at least thirty minutes per day; engage in three or more cardiovascular training sessions per week (for a total of at least 120 minutes of aerobic training and 20 minutes of anaerobic training) and at least three resistance-training sessions per week incorporating stability and flexibility training.

Every single day that you delay is a missed opportunity that you’ll never get back. The present and future you imagine are within reach—but only if you take action now.

Level 1: Eat whole, unprocessed foods 80 percent of the time. Note: As a frame of reference, assuming you eat three meals per day, this means that roughly seventeen of your twenty-one meals each week are comprised of whole, unprocessed foods. Level 2: Eat whole, unprocessed foods 90 percent of the time. Prioritize daily protein intake (about 0.8 grams of protein per pound of body weight) and overall macronutrient consumption and make sure you get the recommended amounts of fluid.

Level 3: Eat whole, unprocessed foods 95 percent of the time. Prioritize daily protein intake (about 0.8 grams of protein per pound of body weight) and overall macronutrient consumption. Supplement as necessary with key micronutrients for a well-rounded nutrition profile. Get the recommended amounts of fluid. Nutrition is a controllable

Bronze Challenge Move your body for thirty minutes per day. Eat whole, unprocessed foods for 80 percent of your meals. Sleep for seven hours every night. Silver Challenge Execute a morning routine each weekday.

Move your body for forty-five minutes per day. Eat whole, unprocessed foods for 90 percent of your meals. Increase protein consumption (0.8 grams of protein per pound of body weight is a good baseline). Sleep for seven to eight hours every night, with fixed sleep and wake times on weekdays.

Gold Challenge Drink sixteen ounces of water w...

Execute a morning routine each weekday. Move your body for sixty minutes per day, including at least three strength sessions per week. Eat whole, unprocessed foods at 95 percent of your meals. Establish and hit full macronutrient consumption targets (protein, carbs, fats). Sleep for eight hours every night, with fixed s...

tasks. If your goal is to create, you must work like a lion. Sprint when inspired. Rest. Repeat.

Lagom is a Swedish term that translates to “just the right amount.” Lagom is what we are searching for—the knowledge of enough, of balance, of equilibrium. The challenge is that lagom isn’t static; it tends to be an ever-increasing target.

When the future arrives, you just reset to the next material goal. It’s natural, but it’s a dangerous game, one that you will lose eventually. If you convince yourself that your satisfaction, fulfillment, and happiness are contingent on the next financial milestone—the next more—you’ll never find

we all need to take a lesson from Buffett: Time, not average annual returns, is the most important factor.

When I asked him about his best advice to his younger self, he focused on the importance of saving and investing heavily in your early years. Starting early and investing often is a tried-and-true approach for building Financial Wealth. The philosophy’s effectiveness, Maggiulli noted, is driven by two factors: “Money invested earlier in time typically grows more than money invested later in time [and] compounding money is easier than saving money.” Starting early places the time exponent Morgan Housel highlighted firmly in your corner. Paraphrasing a well-known proverb: The best time to start was twenty years ago; the second best time is today.

Okay, but index funds really are a free lunch. Lowest costs, better returns, lower taxes, no effort, less risk. I recommend making at least 90 percent of your portfolio through index funds.

Call them; say, “I’m a great customer, and I’d hate to have to leave because of a simple money issue”; and ask, “What can you do for me to lower my rates?” It works.

When you keep things simple, you can take control of your money and become much more decisive.

and start focusing on how you can create immense value for everyone around you. If you do that, the money will follow.

Asset 4: Real Estate Investment Trusts Real Estate Investment Trusts (REITs for short) are businesses that own and manage real estate properties and distribute the income from the properties to their shareholders on a consistent basis. Investing in REITs is considered a tax-efficient, low-headache way to invest in real estate, as the REITs are required to pay out a minimum of 90 percent of their taxable income as dividends. They historically provide high average compounded annual returns of around 10 to 12 percent and lower correlation to stocks during bull markets. They also historically exhibit equal or greater volatility than stocks, with significant drawdowns during market crashes.

He told me to make it a rule to never think twice about investments in yourself: Books, courses, and education Fitness Networking events Quality food Mental health Personal development Sleep

Long-term investments: Do you have a clear strategy for investing the gap between inflows and outflows in long-term compounding vehicles? If not, create an investment account with a low-cost brokerage and consider establishing an automatic deposit.

I’ve built a thriving business ecosystem with a group of wonderful leaders and operators. I create content that positively influences millions of subscribers and followers around the world every single week. I designed a robust health and wellness routine that has allowed me to look and perform better than ever. I have the flexibility and control over my time to pursue energy-creating opportunities. I feel a deep sense of purpose and growth in my day-to-day life. But above all else, I have my people.