The only six-figure sum I’ve ever seen was on the first Lonestar Bank & Trust Co. statement I opened after my parents passed. It detailed the amount of the home equity loan they’d taken out to cover the ranch’s losses after beef prices took a nosedive in 2010. I’m still paying that fucking thing off. Then again, paying that bill means we’ve managed to hold on to Rivers Ranch for another year. And my brothers and I have been able to pay because of Garrett Luck.

