many cultures concluded that making bundles of money was sinful. As Jesus said, ‘It is easier for a camel to pass through the eye of a needle than for a rich man to enter into the kingdom of God’ (Matthew 19:24). If the pie is static, and I have a big part of it, then I must have taken somebody else’s slice.
Evangelicals opposed to using credit on moral grounds don't consider that credit allowed populations to leave behind the perpetual trap of zero sum game of building wealth before the modern era.