The woman began undressing Gina and pressing her body up against hers. She panicked and told her she wasn’t into women and tried to pull away. Before she could, the woman transformed into a man and started having sex with her.
This dream is insane but it makes me think "Ethan" is a woman pretending to be a man. Why else would they refuse phone calls? Plus it explains how "Riva" answered that call from British Anna.
