come to think of my forties as the age where the mortgage math takes over. What is the number that will make it possible to get the tests the doctor orders without having to worry about bankruptcy? What is the number that means you don’t approach every rent renewal wondering if the $10,000 you’ve finally scrounged together for savings will be spent on a broker’s fee and down payment looking for a new apartment? What is the number that will make it okay that there is no one to ask for help?
