The interest rates on credit cards or similar instruments are beyond the capacity of nearly any legal business to sustain, and while bankruptcy laws have become more generous to creditors in recent years, a history of bankruptcy will plague and hinder you when you seek to return to the fray. There are other predators in the sea, too, but nearly all of them demand punitive rates of interest. Anyone who has borne the burden of a loan that sucks the lifeblood from you week after week, month after month, leaving you exhausted and no further forward than when you started, will tell you what a
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