BEYOND THOSE PRACTICAL REASONS for universal coverage, of course, there’s the basic moral imperative. Does a wealthy country have an ethical obligation to provide access to health care for everybody? Do we want to live in a society that lets tens of thousands of our neighbors die each year, and hundreds of thousands face financial ruin, because they can’t afford medical care when they’re sick? This, of course, is the “first question” that Professor William Hsiao asks whenever he reviews a country’s health care system. And on this question, too, every developed country except the United States
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