A government-sponsored women’s self-help group looked somewhat promising, now that she knew how to game it. The program was supposed to encourage financially vulnerable women to pool their savings and make low-interest loans to one another in times of need. But Asha’s self-help group preferred to lend the pooled money at high interest to poorer women whom they’d excluded from the collective—the old sewer cleaner who had brought her a sari, for instance.
