The Way to Wealth: Ben Franklin on Money and Success
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We are taxed twice as much by our idleness, three times as much by our pride, and four times as much by our folly; and from these taxes the commissioners cannot ease or deliver us by allowing an abatement.
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Remember that time is money. He that can earn ten shillings a day by his labor, and sits idle one half of that day, though he spends but sixpence during his diversion ought not to reckon that the only expense; he has really thrown away five shillings besides.