but some events fell so far outside the actuarial tables that even insurance underwriters were compelled to haul in the supernatural in order to explain them—rotten luck, as my father had said mournfully one night out by the pool, dusk falling hard, smoking Viceroy after Viceroy to keep the mosquitoes away, one of the few times he’d tried to talk to me about my mother’s death, why do bad things happen, why me, why her, wrong place wrong time, just a fluke kid, one in a million, not an evasion or cop-out in any way but—I
