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Michael Smokevitch
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Berkshire Hathaway Letters to Shareholders: 1965-2024, by Warren Buffett

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Simply put, insurance is the sale of promises. The “customer” pays money now; the insurer promises to pay money in the future if certain events occur.
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Berkshire Hathaway Letters to Shareholders: 1965-2024
Berkshire Hathaway Letters to Shareholders: 1965-2024
by Warren Buffett
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