And what does the government want us to do when we’re investing? Put money away for retirement. Why? Well, think about it: if you stop working, no longer earn an income, and have zero dollars to your name, you know who’s gonna be on the hook for your food, rent, and medical costs? That’s right: Uncle Sam, and he does not want to cut that check. No, the government would much rather you personally go HAM with saving for your golden years and retire with plenty of money for your arthritis meds and condo in Florida.