50/30/20 Budgeting Not to play favorites, but this might be my favorite budgeting strategy because it is so easy. It’s the slice-and-bake cookies of the budgeting world. HelloFresh for your bank account. Here’s how it breaks down: 50 percent of your posttax income goes to needs 30 percent goes to wants 20 percent goes to saving/debt/investing (we’ll get to how to save and invest it in the next chapters, but for now, it’s fine to just earmark that money)
