925 Ideas to Help You Save Money, Get Out of Debt and Retire a Millionaire So You Can Leave Your Mark on the World!

by Devin D. Thorpe

money cannot buy happiness.

You don’t have to call it a budget, but you need one of those things that will keep you from spending too much money every month. Write down how much you’ll spend for each discretionary category, like dining out, groceries, entertainment, clothing, etc. Note that some of these categories are not optional—you can’t skip eating and the law requires you to have clothes—but you have huge influence over how much you spend—even on groceries.

Money will never buy happiness, but managing your money well can provide the peace of mind that will allow you to focus your family on what matters most.

The book The Power of Habit explains the nature of a habit in three steps, the cue, the routine and the reward. Whenever we develop a habit, according to the book, it follows that pattern. A cue acts as a trigger. My phone beeps. We respond with the routine—the habit itself. I check my email, Facebook and Twitter and return to my work ten minutes later. We then receive a reward. I feel loved because someone interacted with me.

Check the reward. If when you change the routine, you don’t feel as good or better afterward, you may not be satisfying the craving. Try a different substitute. Try going to a movie or renting a DVD, anything else, to see if you can get the same pleasure with less money. Very quickly you’ll change the habit and save some money!

if you carefully track your spending and savings you’ll likely improve your results.

Don’t spend more than you earn. 4. Don’t be afraid of hard work.

college education is imperative in today’s “knowledge” economy. 6. Remember to save for the future; it will be here

Teach your children the value of money; let them want something badly enoug...

Buy a house you can afford and that you’ll want to live i...

Don’t let what other people think of your car dictate what you drive; you really don’t care what someone thinks who would judge ...

Take care of you...

Don’t be afraid of public tra...

Saving 20% on something you don’t need is an 80% waste of money.

Work is supposed to be work; that’s why they pay you to do it.

You’ve got to work for money until you can get money to work for you; keep saving and investing.

Stop borrowing and start saving; you’ll thank yourself someday.

Quality family time can happen just as easily camping in a National Park as at Disney World; choose the vacation that fits your budget best.

Don’t compare your first home to the home your parents own now; compare your first home to their first home.

Your Car is Just Transportation

Your Home is the Centerpiece of Your Family’s Financial Future

It’s often said that just showing up is half the battle.

Unemployment is higher for people with less education.