All the thoughts you have thought, all the words you have spoken, all the actions you have done with your body—these are your karma that follows and continues you. Everything else you leave behind. Here we are speaking of inheriting not our parents’ savings, but the fruits of our own actions. What we have thought, said, and done is called karma, which in Sanskrit means action. What we do, say, and think continues on after the act is done, and its fruits follow us.