You can be excoded when a hospital uses AI for triage and leaves you without care, or uses a clinical algorithm that precludes you from receiving a life-saving organ transplant.[6] You can be excoded when you are denied a loan based on algorithmic decision-making.[7] You can be excoded when your résumé is automatically screened out and you are denied the opportunity to compete for the remaining jobs that are not replaced by AI systems.[8] You can be excoded when a tenant screening algorithm denies you access to housing.[9]