The greatest obstacle to destiny is debt, both personal and financial. The more people you are obligated to, the harder it is to focus on yourself and figure things out. I’m a big believer that getting married is about finding yourself first, which makes it a lot easier to find the right person. If you can’t stand on your own, it’s impossible to successfully be part of a couple. I’m also a big believer that financial debt is the ultimate dream killer. Your first house, car, whatever you might want to buy, is going to be the primary reason you stop looking for what makes you the happiest.