Work and financial changes. Getting fired, retiring, or changing jobs; changes within your organization; an increase or decrease in income; taking on new loans or mortgages; discovering that career advancement is blocked. Inner changes. Spiritual awakening, deepening social and political awareness, or psychological insights; changes in self-image or values; the discovery of a new dream or the abandonment of an old one; or simply one of those nameless shifts that cause us to say, “I’m changing.”

