Repent of your non-improvement of talents. Health is a talent; estate is a talent; wit and parts are talents; and these God has entrusted you with to improve for his glory. He has sent you into the world as a merchant sends his factor beyond the seas to trade for his master's advantage, but you have not done the good you might. Can you say, 'Lord, thy pound hath gained five pounds' (Luke 19.18)? I mourn at the burial of your talents! Let it grieve you that so much of your age has not been time lived but time lost; that you have filled up your golden hours more with froth than with spirits.

