Sandra Baublitz's Blog, page 3

Retirees May Need Less Income

One aspect of financial planning involves how much income a retiree will need for spending. A recent study in the Journal of Financial Planning studied retirees' time. One can deduce from the results that retirees spend their time on less expensive activities which reduces their income needs.


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Save Money on Gift Cards

Do you have gift cards you aren't using? Want to save money on gift cards to your favorite store or restaurant? You will want to check out a gift card exchange.

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How to Control Investing Success

Investing may seem that it is totally out of your control. Some aspects of wealth accumulation and retirement savings are out of our control. Others give us more control than we may think possible.


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Alternative Shopping on Black Friday

Black Friday shopping doesn't have to be all about the big box stores. There are plenty of other options out there. Many of them will save you more money than the traditional retailers.

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Thanksgiving Money Reflections

Thanksgiving is the traditional holiday for expressing gratitude. It is a good time to reflect on all the things we have to appreciate. This applies to our financial lives as well.

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Inexpensive Gifts to Give

Giving a gift is a time-honored tradition. It can be a lot of fun too. Are you afraid gift giving will break your budget? It doesn't have to. Many inexpensive options share your love and friendship and keep your budget on track.


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Investing and Your Spouse

Often investing and money management falls to one spouse. This may be due to one spouse having better math skills or greater interest in investing. It is important for both spouses to know the family's finances though. Do you know why?


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Holiday Financial Preparedness

The holidays can be a time of great fun and giving. One thing that can ruin them is the burden of financial debt. A little preparedness can help make this holiday fun without money worries.


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TIPS, I Bonds, and Deflation

Investors have a need to plan for inflation since this is what erodes future spending power. TIPS and I Bonds were created to protect against inflation. They respond differently to the threat of deflation.


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Halloween Savings

Halloween is that time of year for trick or treat fun. The savings you find on Halloween merchandise can be a real treat. In most cases the trick is to stock up on after Halloween sales. Are you ready for the tricks and treats?


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