James C. Molet's Blog, page 47

Cream City Hustle: Chapter Two, Part I

Cream City Hustle. A Personal Finance Thriller. Available at Amazon A listing of released installments can be found at the end of each installment Although you will find some working-class families and elderly residents in the Johnson Square Apartments, the majority of the residents are unemployed – or underemployed – single mothers. When he moved... Read Article →

Short-Term vs. Long-Term Savings

In a recent post, Are You Saving Too Much? I noted that we’re all familiar with the idea of finding balance. Ideally, you are currently living life to the fullest and have an adequate plan in place to ensure your future is financially secure. If you are saving more than you need in that future, you... Read Article →

So Sue Them: What We’ve Learned About the Debt Collection Lawsuit Machine

By Paul Kiel, ProPublica Millions of Americans live with the possibility that, at any moment, their wages or the cash in their bank accounts could be seized over an old debt. It’s an easily ignored part of America’s financial system, in part due to a common attitude that people who don’t pay their debts deserve... Read Article →

The Do’s and Don’ts of Early Profit Spending

The following is a guest post, courtesy of Danielle Tate, author of Elegant Entrepreneur: The Female Founder’s Guide to Starting & Growing Your First Company. As you make the transition from in-the-red to in-the-black take a moment to congratulate yourself. You’ve done it! The company you built from an idea is now turning a profit. How... Read Article →

Elder Abuse: Warning Signs and Risk Factors

Elder abuse is not always physical. It can be psychological, sexual, or even financial. Being savvy about retirement isn’t just about your retirement. There are times when it can mean looking after the interests of a parent or another family member. No one likes to imagine that an elderly relative is suffering at the hands... Read Article →

Adaptive Asset Allocation – A SavvyReview

I looked forward to reading this book as the practice of properly allocating assets is critical for investors working toward a given financial goal such as retirement. ‘Asset Allocation’ is one of the first practices I learned on my own journey to financial freedom. The authors of Adaptive Asset Allocation: Dynamic Global Portfolios to Profit... Read Article →

Cream City Hustle: Chapter One, Part II

Cream City Hustle. A Personal Finance Thriller. Available at Amazon A listing of previous installments can be found at the end of each installment As Train opened the door to Sal’s, Marcus nonchalantly stole a peek behind him. It always paid to be mindful of your surroundings – the who and the what. Marcus understood... Read Article →

When it Comes to Financing Your Retirement, Think Outside the Box

Jenna is a freelance blogger who is mainly focused on business innovation and breaking stories in business. She has been blogging since college where she studied marketing and has merged her love of keying stories into copywriting work as well as plenty of reading and writing for fun! Find and follow her on Twitter! According... Read Article →

A Richer Understanding: Outside is Free

Of the similarities between physical fitness and financial fitness, commitment and patience remain constant. Throughout elementary, junior and high school I was active in track, football, basketball, soccer and marching band. Although not a conscious thought, exercise and fitness remained a part of my life. There were games of pick up, softball or bowling with... Read Article →

Disappearance of the Middle-Class

A little over a year ago I recommended Losing Our Way, a book by Bob Herbert, a former columnist at the New York Times and now a Distinguished Senior Fellow at Demos, a national think tank. As the title suggests, Mr. Herbert believes that the United States has lost its way, evidenced by our rampant unemployment... Read Article →