James C. Molet's Blog, page 38

September 19, 2016

Want to Manage Finances Better? Tap Into the Latest Technological Solutions

The following is a guest post from Paul Trevino and Synaptic.co.uk. Business technology is a niche that’s constantly expanding and evolving. As companies and entrepreneurs are challenged to strive harder and do more with little assistance, increasingly more businesses are welcoming tech-enabled tools that can help them understand ‘big data.’ In the recent years, mobile technology... Read Article →
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Published on September 19, 2016 08:00

September 17, 2016

How to Watch the Market In Uncertain Election Times

The following is a guest post from Benjamin Lupu, a Certified Financial Planner and founder of Kensington AMI, an asset-management firm in California. He has 36 years experience as an investment advisor, and his primary expertise is dividend and income investment and total return methodology. With the presidential election dominating the news cycles, many investors... Read Article →
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Published on September 17, 2016 05:00

September 12, 2016

Build Your Financial Foundation

As with mental, spiritual fitness, and physical fitness, achieving fiscal fitness pays tremendous dividends and is necessary for total well-being. The essential elements of building a solid financial foundation and reaching your desired level of fitness? Maintain a spending plan, minimize debt, establish an emergency fund, and contribute to retirement plans. Follow a Spending Plan and Limit Debt Maintaining a... Read Article →
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Published on September 12, 2016 07:00

September 9, 2016

The Absolutely, Positively Best Time to File for Social Security …

The following is a guest post from Alexander Joyce, President and CEO of ReJoyce Financial LLC. He’s also a Safe Money and Retirement Income Planning specialist, and has hosted radio shows, such as “The Safe Money and Income Radio Show” and “The Ask Mr. Annuity Radio Show.” Alexander is a licensed professional in Indiana and specializes in... Read Article →
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Published on September 09, 2016 05:00

September 7, 2016

What is Compound Interest?

When it comes to calculating interest, the two basic choices are simple and compound. Simple Interest is calculated one time solely as a percentage of the principal sum. As an example, if the principle is $100, and the interest rate is 4%, the value at the end of the interest period (e.g. monthly, quarterly, semi-annually, annually) would be $104... Read Article →
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Published on September 07, 2016 06:00

September 5, 2016

Is Hoarding Cash the Prudent Move As Market Awaits Election Results?

The following is a guest post from Rich Conley, Executive Vice President and Head of Sales of Sawtooth Solutions, a company that provides wealth management services and technology platforms that help advisors manage their clients’ total relationships. Could cash stuffed into a Mason jar and buried in the back yard be the best investment hedge against the... Read Article →
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Published on September 05, 2016 05:00

September 4, 2016

Hiking the Huachuca Mountains

The wife and I were up at 4:15 this morning. A friend picked us at 5:30 and by 6:00 we were hiking in the Huachuca Mountains. Located in Cochise County, Arizona, the mountains range in elevation from 3,934 feet at the base to 9,466 feet at the top of Miller Peak. The second highest peak in this... Read Article →
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Published on September 04, 2016 13:00

September 3, 2016

Four Benefits of Working Longer

Regular readers of this blog know that I have every intention of retiring at 60. I am focused like a laser on that target age. However, what if the economic environment and/or my financial fortunes change as I close in on 60? While staying in the workforce longer is not ideal, I do recognize there may... Read Article →
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Published on September 03, 2016 05:30

August 31, 2016

Income is Down, Tuition is Up

Over at Freedom Is Groovy, Mr. Groovy starts his latest blog post with this eye-catching first sentence, “A bachelor’s degree is one of the biggest scams ever perpetrated against the American public.” I had a few thoughts on the topic and left some comments. Interestingly, soon after reading his post, I came across an article at... Read Article →
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Published on August 31, 2016 10:45

Why Being Friends With Your Broker Could Cost You Money

The following is a guest post by Dennis Notchick. Dennis is a Registered Investment Advisor Representative and Certified Financial Planner with Safeguard Investment Advisory Group in San Diego, Calif. He has nearly a decade of experience as a financial professional. A Trusting Relationship Building a trusting relationship with a financial professional is important because you’ll be... Read Article →
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Published on August 31, 2016 05:00