Barbara Friedberg's Blog: Barbara Friedberg Personal Finance, page 37
November 30, 2015
Is a 10% Return Good or Bad? How Are Your Investments Performing?
Do you know how well your investments are performing?
Do you know the quarterly and annual rate of return?
What about how well your investments are performing when compared with a standard benchmark?
Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question;
“What are my investment returns?”
Most individuals don’t know if their investment returns are good or bad. Even...
November 22, 2015
Are Target Date Funds Good or Not?
Contributing columnist, Alexandra Deluise
Target-date funds are one of many popular retirement fund solutions that are worth considering as you plan your future. However, as with all retirement options, target-date funds should be approached with caution and a healthy dash of education. By understanding what target-date funds are, as well as the pros and cons of investing in such a fund, you might find that target-date funds aren’t a good fit for you...
November 19, 2015
Why You Should Invest in Index Funds
Guest author, James Pollard
I’ll cut straight to the chase; you should strongly consider investing index funds. Let me explain.
I’ll start off with two investing truths which underscore why you should invest in index funds.
First, stocks have historically given investors the highest return when compared to bonds, money market funds, etc. Second, diversification reduces the risk and volatility of your portfolio. If you tend to have a weak stomach...November 14, 2015
Lazy Investors Asset Allocation Guide to Amass $787, 355
“Trying to consistently pick investments that are going to beat their benchmarks is like trying to win a marathon wearing muddy boots. There is a lot of drag, and your odds of winning are very low. The high costs associated with attempting to beat the market will almost guarantee sluggish results.” ― Richard A. Ferri, All About Asset Allocation, Second Edition
Who doesn’t want to amass a lot of money for retirement?
Of course you want build a big...
November 8, 2015
Young Finances LaTisha Styles-Personal Finance Luminary
“If I don’t have the cash, then I don’t buy” ~Young Finances LaTisha Styles
Welcome to an inside look into some of the most important personal finance luminaries online. As one who’s curious about what makes someone tic, I decided to interview a few of the top financial online influencers. These substantial people educate and entertain others about money topics. From authors to podcasters to writers, these money mentors are working to raise...
November 1, 2015
Should a 30 Year Old Think About Retirement?
Contributing columnist, Alexandra Deluise
Get the Answer; Should a 30 Year Old Think About Retirement?The earlier you start planning for retirement, the easier it is to save what you need.
If you’re in your 30s, retirement may seem a long way off. But did you know that’s actually a good thing? More than anything, having time on your side can make or break even the best-laid retirement plans. The reason for this is compound interest.
Should a 30 Year Old Think About Retirement? Yes. Here’s ho...
October 29, 2015
How to Invest Internationally Guide
Please check out:International Stock Investing Guidelines-Part 1
In responding to Brian of Luke 1428 Website’s question yesterday, “What percentage of my stock investments, if any, should I allocate towards international stocks and emerging markets (the latter of which seems to have more volatility)?”, you learned the difference between developed and emerging international markets.
Since the U.S. is only one third of the world markets, andin or...
October 26, 2015
International Stock Investing Guidelines-Part 1
Brian, of the Luke1428 website asks,
“What percentage of my stock investments, if any, should I allocate towards international stocks and emerging markets (the latter of which seems to have more volatility)?”
Brian asks an important investing question. There’s lots of discussion about the importance of diversification. Yet, ‘How much of my portfolio should I invest internationally?’ isn’t an easy question to answer. All but...
October 22, 2015
8 Top Money Podcasts
Podcasting is the new radio. Decades ago I searched the radio airwaves for money and investing shows. While working at San Diego State University in the 1990’s I hungrily consumed an investing show on my drive home from work. I wished there were more radio shows to listen to. At the time, I was young and hungry for personal finance and investing information. Today, the podcast waves are filled with money, investing, real estate and personal finance shows. Some offer guests,...
October 19, 2015
Multiplying Effect for More Money
“How much money do you want to make every year? If you haven’t seriously asked yourself that, you should.” ~Steven Key in “Want to Make More Money? Understand the Multiplying Effect” in Entrepreneur.com
Think about how much money you will make this year.
Next think about how much you would like to make.
Finally, multiply your desired amount by 30.
Here’s how it works. Lenny wants to make $100,000 per year. Multiplied by 30, that’s $3 million. And that’s the gross amount he’d make over 3o ye...
Barbara Friedberg Personal Finance
- Barbara Friedberg's profile
- 63 followers
