Barbara Friedberg's Blog: Barbara Friedberg Personal Finance, page 22

Buy and Hold – The Best Way to Succeed With Investing

Buy and Hold Investment Advice for Volatile Markets

Get ready, I’m going to reveal the biggest investing secret. And it’s not a bunch of hooey, but based on research by Dalbar, a top investment research firm, findings from Standard and Poor’s research and other investment performance studies. If you think you know how to invest or if you’re a newbie investor, just starting out, you must heed this investment advice.

It’s not complicated and anyone with a modicum of sense can beat most of the...

What is Halal Investing? How to Invest With Your Islamic Faith

Find Out If  Sharia Investing Is For You!

By, Alexandra DeLuise

What is Islamic Investing?

Sharia investing relies on a few guiding principles:

Investments cannot profit from debt, so no investing in loans! Investors must choose investment funds or companies that make ethical decisions. Companies that profit from tobacco, arms, or pornography are out of the question. Investments should be vetted by a sharia review board to ensure that the choices follow halal investing

It is not uncommon to...

TIPs Bonds – Perfect Investment to Protect Cash From Inflation

 TIPs Inflation Bonds – Protect Your Cash From Inflation

“Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.”  Ronald Reagan 

Since inflation has been tame in recent years, it’s easy to forget about it’s violent impact. Yet, TIPs bonds can protect your cash from rising interest rates. 

One of President Reagan’s (1981-1989) political challenges was combating the rampant inflation of the time. He entered office after record levels of inflation!

...

6 Ways to Make Money Buying and Selling Websites

How to Invest in Websites for Profit

Guest contributor, Mohit Tater

The online world is changing rapidly and online commerce and marketing is ripe with profit opportunities. You can make money buying and selling websites with a variety of strategies. From flipping, or buying, optimizing and reselling to buying for your own use, there are many ways to make money with a website.

To get the best return on your website investment, there are certain strategies to follow. A smart website investor s...

The Best Investment to Keep Pace With Inflation, Guaranteed -Part 1

Keep Pace With Inflation With Best Investment for Inflation Protection

 “Inflation is the one form of taxation that can be imposed without legislation.” Milton Friedman

In recent year’s we’ve avoided the inflation monster. As Milton Friedman, the famous economist mentioned, inflation is just like a tax and makes everything you buy more expensive!  It’s painful when the soda 12 pack you bought last year for $4.50 costs $5.50 this year. That’s the sting of inflation. But there is a safe way f...

Roth or 401k, Which to Max Out First?

Roth or 401k which should I max out first? asked Buck Inspire

This is an excellent question, which to max out first, a 401k or Roth IRA?

The easy answer, max out both the 401K and the Roth IRA! You can’t go wrong saving and investing as much as you possibly can now.

What if I Can’t Max out Both My Roth IRA and 401K?

In the real world we all need to make financial choices. Most investors can’t afford to max out their 401k and their IRA. So, how to allocate retirement funds is a common questi...

Join the Down Payment Movement – Get Motivated to Save Up for Your New Home

Get Inspired to Buy a Home With the Down Payment Movement

The Down Payment Movement can help your dream of owning a home become a reality. I’m joining with other financial writers and participating in the Down Payment Movement to help you become a homeowner.

Here’s Why You Want to Buy a Home You’ll have a place to call your own! You’ll build up equity in the home so that over the years, as you pay off the mortgage, you’ll own your home outright. You can do whatever you want to your home. You...

Quicken vs. Personal Capital Review: Which One Is the Best Money Management Tool?

Quicken vs. Personal Capital: Which One Will Handle Your Money Better?

The one thing that every successful person does is properly manage their finances. To help you make the best financial management software choice, read this Quicken vs. Personal Capital review. You’ll get an in depth look at the features of the free Personal Capital Dashboard and the paid Quicken program, along with pros and cons of both.

I’ve used Quicken for decades and Personal Capital for less than three. Yet, when I w...

Top 7 Unique Ways to Save Money – Financial Freedom Within Reach

Saving is one of the most challenging aspects of “adulting.” While most people want to save, only a few accomplish it. But for those who do, the results of saving up life-changing. Look at saving money through a unique lens. Replace the “money” reference with “freedom”. The more money you save, the more freedom you have in your future life.

Here are top 7 unique ways to save money and achieve financial freedom that work:

1. Unique Way to Save Money – Divvy Up Your Paycheck

Adjust your thinkin...

Shared Equity and More -Ways to Get Cash Out of Your Home or Help With a Down Payment

Funding For Your Home – From Traditional Tactics to Shared Equity and Alternative Home Financing 

Regardless of where you live, if you don’t have a $50,000, $75,000 or more for a down payment, there are shared equity and other programs to help. And if you want to cash out equity in your home, there are a variety of solutions.

Living in the San Francisco area has its pros and cons. Buying a home – definitely a con. Building equity, if you already own your home is a definite pro.

In September 2...