I think one of the pitfalls of someone trying to get financially on track is looking at what someone else is doing instead of taking realistic steps based on their own situation.
Take a little bit of time to (without sounding too much like a cheesy motivational speaker from Saturday Night Live) develop your strategy to move your goals from dreams into realities.
If you’re looking for the most time-efficient way to get your finances in order, here are some simple steps that should only take a few minute each and produce the biggest results: