Mike Michalowicz's Blog, page 63

Episode 104: Growing towards Profitability With Cory Vieth

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Show Summary

Today we talk with Cory Vieth, and help guide him through growing a profitable computer business! We discuss some great tips on tackling unexpected problems that could cross your path on the way to profitability.  Welcome to Episode 104 of the Profit First Podcast!

Our Guest

 

 

Cory Vieth, 25 years old from Waterloo, Iowa, had a photography business in high school, and purchased a Computer Repair franchise called Computer Troubleshooters in 2012 after working there for 3 years.  They were primarily a “break, fix” computer repair residential service and now they are 100% commercial focused on managed services.  They have 2 full time technicians and 1 other full timer who does bookkeeping and marketing.  Cory has been moving himself out of the technician role and finding it challenging to grow to the next step.  He recently started an eCommerce business, selling auto parts called ‘Classic Drop’, with two friends.  Cory’s interests include: all aspects of business, reading, motorcycles, biking, traveling, and photography.

Show Links

Links: Computer Troubleshooters website: www.comptroubles.com , Classic Drop  www.classicdrop.com

Corporate Partners

Receipt-Bank – Software and service to make the gathering, storage & processing of bills, receipts and invoices as easy and as cost effective as possible for businesses.

Nextiva – VOIP phone providers for small businesses.

Fundera – Single source online funding for entrepreneurs. Also offers an adviser program for CPAs, bookkeepers and business coaches.

Fundbox –  The simplest and fastest way to fix your cash flow by advancing payments for your outstanding invoices.

Great Tips For Offering Credit To Your Customers

Let’s face it, we live in a credit society today. Everywhere we go we are paying with credit, getting offers for credit, and wishing we had more of it. But it doesn’t stop with us personally; credit is a big issue that businesses face as well, and on a regular basis. Customers want it, and there is a good chance that you don’t know where to even begin with it, or if you should.

First, let’s start with the basics. Credit is a sales tool. It’s true enough that you don’t need to offer credit. There is no law that requires it and nobody is going to force you to offer it to anyone. Quite simply, credit is a method of getting a competitive advantage over your competition. It’s just one more way for you to attract more customers.

From a cash flow stand point, cash on delivery (COD) or pre-pay (where the customer pays you prior to you delivering your product or rendering your service) is almost always the better way to go. There is no arguing with that. You can argue when your year-end comes, and you are doing all your last minute tax planning stuff, that you may not want cash right away. I get that, but generally speaking, cash on the barrel head is best, for you.

When it comes to customers, well, it’s a little different story. They want to delay paying if they possibly can since that will help their cash flow. This is exactly why you can use credit to attract customers. But it is important to do it the right way so that it doesn’t become a burden for you that leads to losses or you chasing down delinquent accounts.

Keep these three simple rules in mind when it comes to offering credit to your customers. Now mind you, these three rules aren’t something I simply picked out of the thin air. No, these are the methods that the big boys, the credit card companies, use to extend credit to millions of customers every year.

Start small. Offer the credit in a small amount at first. Starting out with say $500 or $1,000 (or whatever is appropriate for your industry), is ideal. It would be a mistake to offer a big credit line right from the beginning, as you might get taken advantage of. What you want to do is build a credit history with the customer and avoid taking on a huge risk from the get go.

Reward them. After you have been doing business with them successfully, slightly increase their credit line. Be sure to tell them about it once you do. Then after more successful time together, do it again. Every time you increase their credit line, it is a “feel good” moment for them, and it encourages them to do more business.

Enforce. Always enforce your extension of credit, just like a credit card company would do. If a client fails to comply with the credit terms they accepted from you, you will need to take action. Start by applying the penalty in fees or interest, and if you need to, use a collection agency.

Another important factor to keep in mind when it comes to extending credit to your customers is to maintain a consistent credit policy. Write up your policy, provide it for customers to review, and have them sign, stating that they have read and agree to the terms.

Offering your customers credit is an act of trust. Your customers will appreciate the trust that you are extending to them and in most cases will not abuse it. You may just find that by offering credit it puts you head and shoulders above the competition!

Episode 103: How to Become a Profitable Amazon Seller With Cyndi Thomason, Christine Cobb, and Ellen Britt

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Show Summary

In today’s episode with Cyndi, Christine, and Ellen, we discover exactly how to become profitable as an Amazon Seller. We discover special strategies you need to follow and shortcuts on how to become very profitable as an Amazon FBA. If you don’t know what an FBA is, find out in this episode now!  Welcome to Episode 101 of the Profit First Podcast!

Our Guests

 

Cyndi Thomason, president and founder of Bookskeep, has channeled her energetic nature and passion for her work into the perfect business model for assisting small businesses, entrepreneurs and nonprofit organizations. Cyndi understands what this special group of business leaders needs when it comes to  marketing their business, managing their operations and accomplishing their goals.  Backed by a B.A. in Economics from North Carolina State University (where she  graduated Cum Laude), along with over 25 years of experience in administrative  business systems, Cyndi Thomason is a senior-level executive with the proven  ability to achieve significant results through leadership, teamwork and individual initiative.

Links: www.bookskeep.com

 

“Christine Cobb is a WordPress website consultant and Amazon FBA seller and instructor. After retiring from the financial services industry as a CPA and money manager, Christine has been using her years of experience working with small businesses and professionals to help business owners expand their reach online.”

Links: http://christinecobb.com, https://www.facebook.com/ChristineCobbMarketing/

 

Dr. Ellen Britt is a high ticket sales expert, Master interviewer, Mastermind expert and lover of Southern food and culture. Ellen loves to collaborate with knowledge experts to bring their wisdom to the widest possible audience.  

Links: http://pinkcoattails.com/amazonfba is the promotional link for the preview training call for our next Amazon FBA course. The preview call will be held at 8 PM ET on Wednesday, July 20th. The current page reflects an early notification sign up for the next class but by the time Mike’s podcast interview with Christine airs, the page will be changed to the preview training call registration page. Link to my Facebook business page is: https://facebook.com/EllenBrittBiz

 

 

Corporate Partners

Receipt-Bank – Software and service to make the gathering, storage & processing of bills, receipts and invoices as easy and as cost effective as possible for businesses.

Nextiva – VOIP phone providers for small businesses.

Fundera – Single source online funding for entrepreneurs. Also offers an adviser program for CPAs, bookkeepers and business coaches.

Fundbox –  The simplest and fastest way to fix your cash flow by advancing payments for your outstanding invoices.

11 Leadership Styles To Avoid And How To Fix Them

Leadership is one of those things that every successful entrepreneur must have in order to succeed, but identifying what good leadership entails may not always be clear-cut for everyone. So just what kind of leadership style should you have? You can weed them out by taking a look at these 11 leadership styles that you must avoid if you want to succeed!

1. Providing Too Much Info. You look like a know-it-all. People are less likely to share their ideas, because you will just roll over them with your own “better” ideas.

The Fix: Next time you have a better idea, don’t just share it. Instead, invite your colleagues to build on the idea and come up with an even better solution.

2. Using “But” or “However.” These words simply mean that you don’t approve. “I like your idea, but…” “I will consider what you are saying, however….” Your intention may be to try to soften the blow. But in reality you are not. Instead of jabbing a knife into their gut, you are stabbing it into their back.

The Fix: Stop using those words, and don’t look for another work-around to pass down your criticisms. Just stop using the words.

3. Sharing Your “Smart” Stories. If you add to discussions by sharing the smart stuff you have done, you are pointing to an inferiority complex. You feel you need to puff out your chest in order to get noticed. No one likes a bragger.

The Fix: Recognize that the most successful leaders have an “air” around them. They don’t need to brag and show off. They simply bring confidence to the table.

4. Communicating when Angry. Sharing your thoughts when you are angry can be dangerous. Emotions will cause outbursts and may do irreparable harm.

The Fix: Remove yourself physically from a situation that makes you angry. Then give yourself a 24-hour break. (You need to get one sleep cycle in) You will be in a better position to talk when your emotions are not dominating.

5. Withholding Helpful Knowledge. Keeping secrets that adversely affect other people’s performance is another sign of an inferiority complex. And when people find out you held them back, you will lose their trust.

The Fix: Ask yourself what else you can share to help others. Then share it.

6. Failure to Give Individual Recognition. This is simply another version of “all for me, none for you.” You are keeping all the credit, and others don’t feel that you value them.

The Fix: When a project is completed successfully, publically recognize the individual contributions everyone made.

7. Claiming Credit You Don’t Deserve. This may be even worse than not giving credit to others. In this case, you are actually stealing it from them. Not only are you a jerk, you are a thief, too.

The Fix: It is far better to give someone else credit for something you have done than the reverse.

8. Making Excuses. The buck stops with leaders. If a leader makes an excuse, they lose credibility and integrity. When Bill Clinton was President and had the Monica situation, what were your thoughts about his excuses and denials? (And I quote “It depends on what the meaning of ‘is’ is.”) Kind of lost his credibility and integrity, right? Don’t do the same thing.

The Fix: Next time you are thinking of an excuse, instead make it a declaration of what you will permanently fix.

9. Refusing to Apologize. Everyone makes mistakes. And everyone hates someone who can’t admit to their own.

The Fix: Apologize quickly, apologize fully, and mention an action that you are going to take to fix – or at least improve – the situation.

10. Not Listening. This is a problem of many leaders (and something I admittedly struggle with). It is a bad problem. It says only one thing, loud and clear, to the person speaking – that you don’t care.

The Fix: Remove yourself from physical distractions (e.g., e-mail, crackberry, etc.), lock eyes with the person, and repeat back the stuff they tell you.

11. Punishing the Messenger. Bad news can be reported from any source, and bad leaders attack the source. These leaders lose trust, and bad news gets pushed under the rug.

The Fix: Recognize that bad news is critical to your success, because you need it in order to improve and fix problems. The next time bad news is reported to you, be extremely grateful that that person was willing to tell you.

Dancing your way through all the leadership styles that you should avoid may take some practice, but you will become a more effective leader, once you are able to do it and focus more attention on what it takes to be a great leader.

John Quincy Adams said it best, when he reminded us: “If your actions inspire others to dream more, learn more, do more and become more, you are a leader.” If you fall short of that – and many entrepreneurs make the mistake of doing so – then your business will suffer.

Cut Down On The 5 Biggest Expenses In Your Business

Every business has expenses. And, as much as we don’t like them, they are part of the nature of what we do. But there are some things that businesses spend money on that they don’t necessarily have to. You can absolutely put more money in your pocket by following some simple and effective routes to cutting your expenses. Plus, you can do this without having to sacrifice.

Here are the 5 biggest expenses you can cut in your business and replace with simple, free shortcuts:

1. Advertising. Let me start with something that you probably think you can cut, but may not realize you can replace for free – advertising. Here’s the trick: Instead of paying to be on signage, billboards, or in the Yellow Pages, and instead of developing complex websites, check your competitors’ signage, billboards, Yellow Page ads, and websites. Some of them have probably gone out of business (and the phone numbers are disconnected). Yet their signs and ads still exist (and prospects who see them continue to call). Call your phone company and have those disconnected phone numbers redirected to your business. It is practically free to do and your phone will start to ring immediately.

2. Space. Rent is expensive and so are the utilities. Ironically, it is the spaces that you tend to use the least (like the conference room, bathroom, and kitchenette) that make up the most space and costs. The replacement is hotel lobbies. Many have lobby areas with lounges and work tables, well-kept restrooms, and even water fountains and snacks. Internet access and electrical outlets are pretty standard, too. Just bring a laptop and you are in business. Don’t like the hotel scene? You have Starbucks, as well. By the way, hotels are also great for holding meetings.

3. Transportation. Getting around a city by cabs and limos can add up in a hurry. If you are really living on a dime and can schedule your appointments at hotels (see Step Two), you can use the airport transport system. Almost every hotel has transportation to and from the local airport. Using your airport as your transport hub, you can go from the hotel you are at, back to the airport and then back out to any hotel they service. Rinse and repeat. Not the most convenient option in the world, but it is free.

4. Legalities. Legal services are a big one! Yet they are a necessary evil for a business. Here is a way to cut the expenses and still get top-notch legal advice – go to your local university and ask for a professor in the legal department. (Make sure they are an attorney beforehand, which most are.) Then offer to be a case study for the class, in exchange for legal advice and preparation of legal documents (e.g., employment agreements, etc.). The class can add you to their resume (a win for them), the professor brings in a real-world example – you (a win for him), and you get free legal advice and support (a win for you).

5. Research. Spending a boatload of time and expenses by conducting market research as a way to learn what your big company prospects are looking for and how they are wording their needs can be costly. The process historically is to learn as you go. Meet as many prospects as possible and modify your message to fit what you learn. But here is the free method (which takes minutes, not all those meetings): go onto the job boards and see what these companies are hiring for. Those positions are where they have a need, and the ads state the exact messaging (words) these companies use to explain their needs.

In today’s market and economy most businesses can benefit from cutting some expenses. This is just a short list of the many possible ways you can still get what you need, while avoiding the big bill that comes with it. Get creative and start trying these routes and others, and you’ll be writing out fewer checks.

Episode 102: Rethinking Happiness With Doug Kisgen

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Show Summary

Today we talk about the process of rethinking happiness with Doug Kisgen.  He shares some interesting insights that happiness does not correlate with money but rather is determined by multiple factors.  He shares his experience working at ‘Boys Town’, helping teenage boys  reintegrate into society to become upstanding citizens.  Doug shares what he has learned from the boys as they went through those life transitions. Welcome to Episode 102 of the Profit First Professionals Podcast!

 

Our Guest

Doug Kisgen is a serial entrepreneur, author, consultant and speaker.

He formed his first corporation right out of college in 1991, started his second company- a Home Instead Senior Care franchise which became an INC5000 fastest growing company in 2011 and 2012- in 2003 which he sold in 2012.

He started an organizational consulting company, Kisgen Group, Inc., that utilizes the Culture Index program in 2010.

Highlights of his professional experience include: leading the training department of a billion-dollar franchise organization, serving on the regional council of the Entrepreneurs’ Organization (EO) and working with his wife as Family-Teachers at Boys Town where they lived with eight at-risk teenagers.

Doug’s top priorities are faith, his wife of twenty+ years and their five children.

 

Show Links

Websites:  rethinkhappy.com for the book ; kisgengroup.com

@dougkisgen for twitter

 

Corporate Partners

Receipt-Bank – Software and service to make the gathering, storage & processing of bills, receipts and invoices as easy and as cost effective as possible for businesses.

Nextiva – VOIP phone providers for small businesses.

Fundera – Single source online funding for entrepreneurs. Also offers an adviser program for CPAs, bookkeepers and business coaches.

Fundbox –  The simplest and fastest way to fix your cash flow by advancing payments for your outstanding invoices.

A Review of Skytop Lodge: The Collapse of an Icon

I realize that you may be reading this article because you are considering a stay at Skytop Lodge in Skytop, Pennsylvania. I provide a full review below. But if you want the Cliff Notes version: Don’t go. The fees approach that of a Four Seasons resort, yet Skytop provides you with the cleanliness of a truck stop and the service attentiveness of a Motel 8. I take that one back. The service wasn’t that good.

Ever since I became an author, my observations on business experiences has become acute. For right or wrong, every business experience I have ever had is a study in the right and wrong ways to build and maintain a successful business. Skytop Lodge was that exact opportunity. In fact, it was one that I anxiously anticipated since I am working on an upcoming book about attracting lifelong customers. I thought Skytop would be an exemplary model for this exact goal. Sadly, it is not.

I discovered Skytop in 2000. A friend of mine suggested I take my wife there for a couple’s getaway. He explained how it was one of the last bastions of traditional, high touch, resorts in the northeast. Tucked away (and I mean tucked away) in the Poconos of Pennsylvania, the hotel offered white glove service, six course meals (jacket required for dinner), complimented with a sprawling property full of activities (archery, crochet, hiking trails, canoeing, tobogganing, and even a small private ski slope). It was expensive, but worth every penny. My wife and I had the time of our lives, then.

We returned every few years in one fashion or another. I hosted multiple business conferences there, and Skytop consistently impressed my colleagues. I brought my entire family on multiple occasions. Skytop became tradition. I can’t say it was fourteen years of perfection. Skytop made mistakes, but they were minor and the tentative staff addressed issues. We continued to return. We were thrilled every time.

Fast forward to 2015 – the collapse of Skytop in every way imaginable. My wife had a significant birthday, and we celebrated in a big way. I hosted a surprise party at our house. Her friends came from all over to celebrate with her, including her best friend of forty years from California. We showered my wife with fun, celebration, small gifts and one big one – I reserved a two-day, two-night stay at Skytop for my wife and her friend from California.

The cost for this two-day retreat was a rich $1,500 (approximately) but perceivably worth every penny – my wife only sees her best friend on the rarest occasions due to the distance. I wanted them to have an unforgettable time together. They wanted the same. It was unforgettable, but sadly due to the collapse of this former icon. Here is a summary of what happened:

1. On arrival they had to wait an extended time to check in. Why? No one was at the desk. Maybe that is acceptable at a Motel 8. But to stand at a desk, abandoned, is a lousy way to start a luxurious get away.

2. They check-in and their room gets downgraded. Yes, you read that correctly. They checked into the “Luxury Grand Suite” I had reserved for them, and without telling them, they got downgraded to a “Junior Suite.” I have never heard of a hotel “providing” a downgrade, but that is what happened.

3. They checked into their room, to find torn furniture (yes, you read that correctly as well), cobwebs and dust everywhere. You might expect this at Herman Munster’s house, but Skytop? Come on.

4. When I called my wife to see how she liked her Luxury Suite, I discovered the downgrade. After another hour of calls, and my wife and her friend standing at (an again abandoned) check-in desk, the “mistake” was discovered and they were moved to the proper Luxury Suite. Which came with more dust and cobwebs!

5. They thought a trip to the spa would fix this bad start, but it got worse. I assume you don’t often associate musty, dated and bad smelling with a spa, but that is exactly what they experienced.

6. As a final surprise, I made a trip up to have dinner with my wife and her friend. The multiple course meals, with jackets required, were always a fun touch of class that we look forward to. I arrived in my fancy schmancy suit, to see my wife and her friend sitting in the dining room at their table. There was a smattering of other guests…. in t-shirts. It looked like the dining rules had changed (or at least as the host explained, the new dress code is an experiment). The dinner service, like the rest of the service, was nothing short of lacking and unremarkable. Ordering drinks literally took twenty minutes, because the wine waitress “didn’t realize we were here.” The meal (albeit tasty) was not our choices.They were out of our favorite plate, which was the special for the evening. Not sure how that happened, because there were so few guests and it was early. We wanted a second round of drinks but never could order them, we were forgotten again.

7. And this is when things got worse! After dinner I bid ado to my wife so she could enjoy one final night and hopefully have a restful, comfortable evening with her friend. But it looked like Skytop was hosting a conference, party or both, in the rooms adjacent to where my wife was staying. Loud party music started at midnight. The pot smoking (which is still illegal in Pennsylvania) inside the building started at 2am. A call to security was fruitless. No one came. Nothing stopped. Fireworks started blowing up at 5am. Sleep? None! Comfort? None! Security? None! If it wasn’t so horrible, it would be laughable.

My wife returned home having literally her worst experience at a hotel or resort ever. And that includes staying at Motel 8s. I wish I could say the miserable Skytop experienced ended there, but it gets worse…

I called Skytop to explain the horrible experience and my request for a refund. To spend $1,500 for my wife to have the worst time of her life at a grossly understaffed, unmaintained “resort” that doesn’t care to enforce the rules or even the law, seems a little (ahem – a lot) inappropriate. It took three calls and two managers to have them “make me an offer.” They would refund me approximately $300 or I could get a $500 credit to come back again.

I asked for a full refund. They declined (let it be noted that was the only prompt response during this entire experience). I felt totally manipulated. They offered $500, which means I would have to spend another $1,000 to return! They wanted to make things right, by making me spend more money. Sadly, I had no choice but to accept the $300 refund. Which they then didn’t issue!!!! It took yet another call, to another voicemail (yes there was a lot of that too) for them to finally process the refund.

Here is the deal. Mistakes happen. Sometimes catastrophes. They are hard to recover from, but it is doable. Skytop and its management team could have acknowledged the calamity it has become, fully refunded the entire fee, and even demonstrated how they intend to take service and security seriously. But they didn’t.

For the $1,200 they kept, here is what they’ve lost: They have lost me, my family, and every future conference I host. It’s a shame, that it’s no longer a resort. Instead Skytop has plunged into an inevitable collapse.

On the bright side, Skytop will be in my upcoming book. Sadly it will be featured as an example of what not to do.

Episode 101: Joyful, Profitable Relationships With Kirby Hasseman

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Show Summary

Today we talk about delivering joy and the importance of delivering a joyful experience to your clients with our guest, Kirby Hasseman.  We discuss how joy isn’t necessarily entertainment, but giving a friction-less experience to the client throughout, resulting in a very profitable, long-term relationship. Welcome to Episode 101 of the Profit First Podcast!

Our Guest

Kirby Hasseman is an entrepreneur, speaker, husband and father.

He is is the owner of Hasseman Marketing and hosts a weekly web show (Delivering Marketing Joy) where he interviews entrepreneurs and leaders from around the world and he has a business podcast each designed to inspire each business day.

He has been recognized as a thought leader and social influencer in the Promo Industry.

Kirby is also the author of 3 books including Delivering Marketing Joy and his latest Fan of Happy (110 Lessons for my daughters).

 

Show Links

Websites:  www.kirbyhasseman.com, www.hassemanmarketing.com

 

Corporate Partners

Receipt-Bank – Software and service to make the gathering, storage & processing of bills, receipts and invoices as easy and as cost effective as possible for businesses.

Nextiva – VOIP phone providers for small businesses.

Fundera – Single source online funding for entrepreneurs. Also offers an adviser program for CPAs, bookkeepers and business coaches.

Fundbox –  The simplest and fastest way to fix your cash flow by advancing payments for your outstanding invoices.

Episode 101: Delivering Joy to Clients Resulting in Profitable Relationships With Kirby Hasseman

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Show Summary

With Kirby Hasseman, we talk about delivering joy and the importance of delivering a joyful experience to your clients.  We discuss how joy isn’t necessarily entertainment, but giving a friction-less experience to the client throughout, resulting in a very profitable, long-term relationship. Welcome to Episode 101 of the Profit First Podcast!

Our Guest

Kirby Hasseman is an entrepreneur, speaker, husband and father.

He is is the owner of Hasseman Marketing and hosts a weekly web show (Delivering Marketing Joy) where he interviews entrepreneurs and leaders from around the world and he has a business podcast each designed to inspire each business day.

He has been recognized as a thought leader and social influencer in the Promo Industry.

Kirby is also the author of 3 books including Delivering Marketing Joy and his latest Fan of Happy (110 Lessons for my daughters).

 

Show Links

Websites:  www.kirbyhasseman.com, www.hassemanmarketing.com

 

Corporate Partners

Receipt-Bank – Software and service to make the gathering, storage & processing of bills, receipts and invoices as easy and as cost effective as possible for businesses.

Nextiva – VOIP phone providers for small businesses.

Fundera – Single source online funding for entrepreneurs. Also offers an adviser program for CPAs, bookkeepers and business coaches.

Fundbox –  The simplest and fastest way to fix your cash flow by advancing payments for your outstanding invoices.

Episode 100: Going For Your Passion With Tasha Scott

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Show Summary

This episode we interview Tasha Scott.  Her business is on the brink of a critical decision, does she continue with what she has been doing for 14 years and keep the  current business growing, or does she go after her new passion and purpose in life? Today, we discuss a specific strategy to navigate through the situation, where she comes up the most profitable and happiest!  Welcome to Episode 100 of the Profit First Podcast!

 

Our Guest

Tasha M. Scott is a speaker, certified Life and Business Coach for women in business, workshop leader, entrepreneur and author.

She is a wife and mom and the founder of the “Don’t Limit Me” and WomenCONNECT™ movements.

She owns two thriving businesses, Scott Realtime Reporting LLC and Tasha M. Scott.com where she motivates and encourages women entrepreneurs.

Through her coaching programs, live workshops, small groups, and WomenCONNECT™ movement, she regularly delivers life-changing messages, empowering others to live out their dreams and fulfill their purpose.

What makes Tasha unique is that she draws audiences in with her powerful stories that are transparent and honest to the core.

Tasha exhorts others to fully realize every ounce of potential within them and live a “no holds barred” life of purpose and significance.

 

Show Links

Websites:  www.tashamscott.com, http://www.tashamscott.com/join-the-womenconnect-success-club/,

Facebook: https://www.facebook.com/groups/connectedwomenwin/

 

Corporate Partners

Receipt-Bank – Software and service to make the gathering, storage & processing of bills, receipts and invoices as easy and as cost effective as possible for businesses.

Nextiva – VOIP phone providers for small businesses.

Fundera – Single source online funding for entrepreneurs. Also offers an adviser program for CPAs, bookkeepers and business coaches.

Fundbox –  The simplest and fastest way to fix your cash flow by advancing payments for your outstanding invoices.