M. Pattabiraman's Blog, page 80

Why canHome Loan Protection Plan I can’t invest enough for retirement –null is there any hope for me? is there any hope for me?

A reader asks, “Can we include our own living property/house in total net worth? I had some discussions with friends about a particular case – where the total net worth will be significantly higher than the required retirement corpus if the living house/property is included”. “It’s an independent house in Chennai (NOT a flat!) And...

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Why canHome Loan Protection Plan I can’t invest enough for retirement –null is there any hope for me?

When most people use a retirement calculator for the first time, they are shocked to see the corpus required and the amount they need to invest. See, for example, the results of a retirement planning exercise. Then they assume there is no hope for them and a financially independent retirement is out of reach. That...

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I can’t invest enough for retirement – is there any hope for me?

When most people use a retirement calculator for the first time, they are shocked to see the corpus required and the amount they need to invest. See, for example, the results of a retirement planning exercise. Then they assume there is no hope for them and a financially independent retirement is out of reach. That...

The post I can’t invest enough for retirement – is there any hope for me? appeared first on freefincal.

Why canHome Loan Protection Plan I can’t invest enough for retirement –null is there any hope for me? is there any hope for me?

Last Updated on September 1, 2023 at 11:29 am Owning a home is a cherished dream for many in India. It represents a significant milestone in one’s life, providing a sense of security, stability, and pride. However, the path to homeownership often entails availing of a home loan, which may span several years. While it...

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Home Loan Protection Plan – Safeguarding Your Dream Home

Last Updated on September 1, 2023 at 11:29 am Owning a home is a cherished dream for many in India. It represents a significant milestone in one’s life, providing a sense of security, stability, and pride. However, the path to homeownership often entails availing of a home loan, which may span several years. While it...

The post Home Loan Protection Plan – Safeguarding Your Dream Home appeared first on freefincal.

Why chase FIRE? Why not Semi-Retirement?

FIRE, an acronym for ‘Financial Independence Retire Early,’ refers to achieving early retirement. In India, the conventional retirement age is typically 60. However, if you aspire to retire significantly earlier than this standard age, around 40 or 45, it is referred to as FIRE. About the author: Ajay Pruthi is a fee-only SEBI registered investment...

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A simple calculation to invest right for your child’s future

It is the dream and responsibility of every parent to guarantee that our children have the freedom and ability to pursue their desired path in life. Additionally, it would be ideal for our children to begin their professional journey without the burden of an educational loan. So it is vital that we strategically plan and...

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Understanding Your Risk Appetite Before Investing in Mutual Funds

A viewer on our YouTube channel asks, “Sir, How can I identify my risk appetite? Please let me know the points to consider when deciding asset allocation. Thanks.” Many investors believe their risk appetite falls under three categories: low, medium and risk. They also assume risk appetite refers to “how much risk we can handle”....

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Stock Portfolio Analysis: Aug 2023

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. We post this comparison each month. Before we begin, new readers need to appreciate the context of these investments. I started direct equity investing only after achieving a comfortable level of...

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Review your goal-based investment portfolio with this auditing tool

Last Updated on August 27, 2023 at 10:55 am We present a simple spreadsheet to review and audit your goal-based investment portfolios. Over the years, we recognised the need for a tool beyond financial planning and portfolio value/return tracking. A financial planning calculator tells you the target corpus for a goal and the investment amount...

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