M. Pattabiraman's Blog, page 36

Should I sell Rs. 48 Lakhs from equity MF to rebalance my portfolio?

Last Updated on October 11, 2024 at 1:31 pm A reader says, “My equity allocation is 66%. My target allocation is 60%. But to rebalance, I must shift Rs. 48 Lakhs (approximately) from equity mutual funds to fixed-income instruments. The tax I must pay will be significant, and it bothers me. I invest almost Rs....

The post Should I sell Rs. 48 Lakhs from equity MF to rebalance my portfolio? appeared first on freefincal.

Four Things That Can Make a Dent in Your Retirement Corpus

Last Updated on October 10, 2024 at 7:26 am Before getting started, let us try to understand the meaning of the term ‘retirement corpus’. Then, we will move on to discuss the four things that can make a dent in your retirement corpus. About the author: Ajay Pruthi is a fee-only SEBI registered investment advisor. He...

The post Four Things That Can Make a Dent in Your Retirement Corpus appeared first on freefincal.

Equity Mutual Fund Screener Oct 2024: Shortlist consistent performers

The latest freefincal Equity Mutual Fund Performance Screener is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our robo advisory tool...

The post Equity Mutual Fund Screener Oct 2024: Shortlist consistent performers appeared first on freefincal.

Tax Harvesting vs Portfolio Rebalancing: What is the difference?

Interactions with readers since Budget 2024 have made us realise that some investors are unaware of the difference between tax harvesting and portfolio rebalancing. One could also add “profit booking” into the mix. In this article, we explain the difference between these actions. Profit Booking: This is a fallacy. You cannot redeem only profits from...

The post Tax Harvesting vs Portfolio Rebalancing: What is the difference? appeared first on freefincal.

National Pension Scheme Fund Screener Oct 2024: Shortlist consistent performers

This is a National Pension Scheme Fund Screener to shortlist consistently performing NPS schemes. You can also spot NPS schemes with a higher return than a benchmark at a lower risk. This is similar in design to the freefincal Equity Mutual Fund Performance Screener. Inside, you get discounted links to our robo advisory tool and...

The post National Pension Scheme Fund Screener Oct 2024: Shortlist consistent performers appeared first on freefincal.

Life Decisions that Affect an Indian’s Bank Balance

We all remember Rajesh Khanna belting out ‘Zindagi Ke Safar Mein Guzar jaate jo mukam, woh phir nahi aatein’ and he was right! Our life is a mixture of the good and the bad decisions we make. But there is one thing that keeps us on our toes. There is one thing that keeps us...

The post Life Decisions that Affect an Indian’s Bank Balance appeared first on freefincal.

How INR to USD exchange rate affects gold prices

This article discusses how the INR to USD exchange rate affects gold prices. Tracking gold-price movements in terms of USD and INR is a simple but intuitive way to understand the strength of our economy. Here are some observations from staring at the historical gold price movement in USD and INR. The domestic price of...

The post How INR to USD exchange rate affects gold prices appeared first on freefincal.

Can I transfer Rs. 62 Lakhs from FDs to index funds and stay invested for 18 years?

A reader says, “I’m 48 years old, unmarried, and the only son of dependent parents. I work in a MNC IT firm and own two houses (in Mumbai and Bengaluru) and a car. I have term and medical insurance for the 3 of us”. “Unfortunately, a big mistake I have made is having very little...

The post Can I transfer Rs. 62 Lakhs from FDs to index funds and stay invested for 18 years? appeared first on freefincal.

Stocks with low volatility and momentum for Oct 2024

We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks. There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100 large cap universe are available as a separate file (2) Stocks with low...

The post Stocks with low volatility and momentum for Oct 2024 appeared first on freefincal.

How I reached a Rs one crore portfolio in ten years

This year, so many have become first-time crorepatis or well-established crorepatis and have come forward to share their journey on freefincal in the reader story section. This is one such account. Also see: Crossing the Million Mark: Our Journey to the First Crore How I doubled my retirement corpus and became a Crorepati Analyzing the...

The post How I reached a Rs one crore portfolio in ten years appeared first on freefincal.