M. Pattabiraman's Blog, page 315

Chennai DIY Investor Workshop Jan 29th 2017

The fifth Chennai DIY investor workshop will be held on Jan 29th 2017. Ashal Jauhari (Facebook Group: Asan Ideas For Wealth) and your truly (M. Pattabiraman(pattu),freefincal.com) will be the...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Dec 2016: Equity Mutual Fund SIP, Lump sum returns (1-9Y) & capture ratios

Here is the December2016 list of equity mutual fund lump sum and SIP returns; upside capture, downside capture and capture ratiosover 1,2,3,4,5,6,7,8,9 year periods determined up to Dec. 2nd 2016....

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

The rise and fall of my retirement corpus

Each December, I conduct a personal finance audit. As part of this years audit, I thought of updating my mutual fund investment journey, in particular, the rise and fall of my retirement corpus. The...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

How to use Inky Pinky Ponky for selecting Mutual Funds!

A mutual fund is not an LIC policy. One buys an LIC policy for 20 years to receive money-back every 5 years or so. One does not choose a mutual fund to invest for 20 years. A mutual fund is also not...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

December 2016: Mutual Fund Performance Consistency Screener Data

Here is this month's screenerdata of how consistent a fund has performed with respect to a categorybenchmark over every possible 3-year, 5-year and 7-year investment duration since 3rd April...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Buying “low” vs Buying “systematically”: Surprise, Surprise!

In the second part of the buying "low" vs buying "high" study, I consider return differences for identical investment amounts.And guess what? The results are most surprising! For those who have not...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Should I buy Long Term Gilt Mutual Funds?

Bond yields have been dropping rapidly since the demonetization announcement. As a result, the NAV of long-term gilt mutual funds has been on the increase. At a time when many investors want to...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Equity: Buying “High” vs Buying “Low”

Suppose you invested in a stock market index only when it was "high" and compared the return obtainedwiththat from an investment made only when the index was "low", how much do you think the...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

A Google Spreadsheet for tracking financial goal portfolios – Version 2

Here is a free Google spreadsheet for tracking financial goal portfolios with an option to receive email alerts. This sheet created by Amol Wable, is a modified version of the financial freedom...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Expect less and you won’t be disappointed!

“Blessed is he who expects nothing, for he shall never be disappointed", said British poet Alexander Pope. This applies to investing as well. Low return expectationis the key to minimising effort...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}