M. Pattabiraman's Blog, page 310

As long as decent returns are generated, why worry about portfolio risk?

Each week, I try and answer generic questions from readers. Here is part one of this week's edition.  If you have a question, please use the form below. Please note that I will not provide specific...

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Long Term Capital Gains Computation with base year 2001

Budget 2017 has proposed a slew of benefits related to long-term capital gains. The most important is the shift of the base year to be used for long-term capital gains computation for all asset...

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Budget 2017: Calculate Revised Return from Your Rental Income

The rent received from a house property is treated as income and taxed as per slab. However, certain deductions are eligible for this taxable amount. Budget 2017  had restricted the amount of...

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Budget 2017: Changes to National Pension System (NPS)

Budget 2016 has proposed two changes to the national pension system. No, it not what you are looking for!! Change 1: A subscriber whose NPS account is at least 10 years old will be eligible for...

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Budget 2017: Tax benefit illustration

The government has proposed to decrease the tax for those earning between 2.5 Lakh to 5 Lakh per anum to 5% from 10%. This is a welcome move and would benefit all tax slabs.  Here is an illustration....

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Have We Forgot That Aspirations Must Match Our Income?!

A few years ago, I overheard some lab staff talking. A middle-aged person, soon to retire, was talking about the preparations for his daughter's upcoming marriage. His aim was to outdo the reception...

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Freefincal Q/A: Planning for a child’s education and marriage

I continue answering reader queries received last week. You can enter your questions in the form below and I will discuss this next week. I encourage questions that require some analysis. Hi Pattu,...

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How do I know if a mutual fund has beat its benchmark consistently?

Each week I try to answer generic reader questions on money management.  Here is this weeks edition. Hi Sir, I follow your blog regularly - you helped in a great deal choosing the right funds as per...

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13 Ways to Invest in Direct Mutual Funds and counting …

Here is a list of 13 different ways to invest in direct mutual funds and how to choose a direct plan portal. MF Utility (MFU) a transaction aggregation portalwhere one can invest in 26 AMCs, is the...

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Hot Hand Fallacy: Why Should I Retire?

Nearly 11 years ago, I sat down to face my IIT, Madras faculty interview. One of the facultymembers who I knew from my student days sat beside me as he was waiting for his promotion interview. When...

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