M. Pattabiraman's Blog, page 234

Why is it so hard to find a fiduciary financial advisor?

27-year old Deepsh asks why is it so hard to find a financial advisor who is a fiduciary financial advisor! His email form this edition of reader story The post Why is it so hard to find a fiduciary...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Why SEBI needs to encourage Individual Fee-only Planners

The latest IA guidelines from SEBI would adversely affect Individual, Fee-only Planners. SEBI Registered investment adviser explains why this is so and how a fee-only model is superior to an...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Vodafone Idea Bond Downgrade: What should debt fund investors do?

A discussion on what affected investors should do after the Vodafone Idea bond downgrade. Affected mutual funds have started side-pocketing their exposure. The post Vodafone Idea Bond Downgrade:...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

What is a ‘side-pocket’ in mutual funds? How does it work?

A simple explanation of what is a 'side-pocket' in mutual funds, when it is created, how is it useful to investors. An easy-to-understand FAQ The post What is a ‘side-pocket’ in mutual...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Why SEBI could kill off Fixed-Fee-Only Fin Planning & Jack Bogle’s legacy

If an individual Fixed-Fee-Only RIA engages with a client with a net worth of Rs 40 cr, then the RIA may have to live at below the official poverty line! SEBI RIA Avinash Luthria explains why SEBI's...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Was Franklin AMC right in marking down Vodafone Idea Bonds?

Franklin AMC marked down Vodafone Idea bonds in their debt funds by 100% SEBI is said to be probing this action. Did Franklin do the right thing? Or should it have waited for the bond to default? A...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

31% Annualized Returns from a SIP in Hindustan Unilever since Sep 2002!

A SIP in Hindustan Unilever (HUL) since Sep 2002 would have generated a growth equivalent to 31.22% annualized return! Out of which 1.6% is from dividends! The post 31% Annualized Returns from a SIP...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Ayushman Bharat Yojana – 5 lakh health Insurance: Who is eligible?

Ayushman Bharat Yojana is a government health insurance scheme for five lakh. We consider the features of the scheme and who is eligible. The post Ayushman Bharat Yojana – 5 lakh health...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Are you aware of this restriction about super top up insurance policies?

Super top insurance covers are essential to handle large hospital bills. However, they suffer from a restriction that is not so obvious. Here is what you need to know The post Are you aware of this...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Is SEBI trying to harm investors’ interests & destroy fee-only advisory?

In a backward step, SEBI has proposed several harmful changes to regulations governing investment advisors in a consultation paper. We discuss why these affect investors' and can kill fee-only...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}