M. Pattabiraman's Blog, page 214

If we invest only when the Nifty was “low” can we beat the market?

One of the biggest mistakes investors make is to neve visualise their portfolio as big in future. They assume their portfolio value will always be comparable to what they invest each...

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150% profit but only 9.6% return?! Why you should fear sideways markets

The real risk associated with equity markets is not a huge fall. That often results in a strong upward movement sooner than later. The real risk lies in lost time when the market heads nowhere. Over...

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Franklin Templeton lost 28664 Crores debt fund AUM in 2020!

While corporate investors withdrew from several Franklin debt funds forcing the closure of six funds (a first in India), the AMC lost 28,664 Crores of debt fund AUM from 31st Dec 2020 to April 30th...

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Crash destroyed my 12 year equity MF gains but this is time to invest more!

Last week I had reported that the annualized return (XIRR) of all my equity MF transactions tagged to retirement planning goal (or financial freedom) dropped from 11.6% in Dec 2019 to 2.75% after the...

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How the 2020 debt fund crisis is a repeat of 2008: Can this be avoided?

The mutual fund industry lost 16% equity AUM bet Jan 31st 2020 to April 31st 2020. It also lost 14% debt AUM! While a good part of the equity AUM fall was due to the crash, the debt AUM fall was...

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Nippon India ETF Nifty BeES vs UTI Nifty Index Fund: Which is better?

A comparison of Nippon India ETF Nifty BeES with UTI Nifty Index Fund to understand the true cost of investing in an ETF. First, if you wish to understand the basics of ETFs, you can start here: How...

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May 2020 Equity Mutual Fund Performance Screener

Screener for consistently performing equity mutual funds in May 2020. You can screen on the basis of fund category & benchmark. Includes an Rs. 1000 off, discounted link to the lectures on...

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I am out of work: how to invest to get regular income for the next 1-2 years

The lockdown has put many people out of business and in particular, some segments that dependent on footfall from other parts of the country or the world face huge uncertainty. Even if you are...

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How to use Tax benefits on HRA and home loans

House rent allowance (HRA) is an allowance that many employees in India receive, both in the public and private sectors. Many employees also have a home loan in their names. Tax benefits are...

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Just started investing in mutual funds? Here are the next steps!

If you have just started investing in mutual funds over the last few years, perhaps via a SIP, then here is what you should do next! These would help increase confidence and not fear market crashes...

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