M. Pattabiraman's Blog, page 186

What I learnt from freelancing since the age of 19

In recent times, since many of us are working from home, people have turned to freelance to use their extra time and make some additional income. While it may seem easy and glamorous to make money...



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How Avadhoot Joshi evaluates his investment portfolio

As regular readers may be aware, we publish a personal financial audit each December – this is the 2020 edition: How my retirement portfolio has performed in 2020. This time, we asked regular...



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ICICI Pru Guaranteed Pension Plan Review: What you need to know

ICICI Prudential Insurance has introduced a Single-Premium Annuity Plan called ICICI Pru Guaranteed Pension Plan. In this review, let us analyse its features, merits and demerits and evaluate if the...



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New Wage Code explained: Will your salary be affected?

The “Code on Wages”(“Wage Code”) Act, 2019 aims to transform the old and obsolete labour laws into more accountable and transparent ones. The Act seeks to simplify the wage...



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How to profit from content writing: Our new ebook!

I am happy to announce the release of our new e-book: How to profit from content writing. Two professional content writers, Smriti and Deepti share their experiences and insights on how to create...



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How my retirement portfolio has performed in 2020: personal finance audit

Each year, I evaluate my retirement portfolio’s performance and my son’s future portfolio in a personal finance audit. Published since 2013 these audits hopefully would encourage similar...



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How to derive maximum benefits from credit cards

In this article, we discuss how to derive maximum benefits from credit cards. A credit card is a double-edged sword. If used wisely, it can be beneficial, particularly when faced with a sudden...



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I want to use stock trading for extra income: how to get started?

Sanjay asks “I want to take up stock trading to generate extra income. How should I get started?” We asked Amit Aroa a full-time stock trader to answer this question; what Sanjay should...



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Rs.1000 in 1980 is only worth Rs. 63 in 2021! How to protect our money?

If you had Rs. 1000 in the year 1980, it would just be worth Rs. 63 in 2021 (down from Rs. 66 in 2020 and Rs. 68 in 2019) if we use the cost inflation index (CII) data published by the government....



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My stock portfolio analysis: total return 22.58%

This is an analysis of my stocks portfolio which has so far fetched a total absolute return of 22.58% (including dividends).  Before we begin, several caveats and considerations are necessary. (1)...



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