M. Pattabiraman's Blog, page 165

Stock market always moves up in the long term but returns move up and down!

The Sensex closed past 55,000 on Aug 13th for the first time, and usual trumpets from mutual fund guys blared, “stay invested! The stock market always moves up in the long term”. In this...



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SBI Balanced Advantage Fund Review: What you need to know

SBI Balanced Advantage Fund is an open-ended dynamic asset allocation fund benchmarked to the CRISIL Hybrid 50+50 – Moderate Index TRI. In this review, we discuss what investors need to know before...



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From Fixed Deposits to Goal-based investing in MFs: My Financial Journey

In this edition of the reader audit, we consider the financial journey of a 31-year-old software engineer (who prefers anonymity). This is how he moved from bank deposits to goal-based investing with...



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My child enters college in six years how should I invest for this?

In this article, let us discuss a question received from a reader: My financial goal is my child’s higher education. I’ve 6 yrs for that. What should be my investment strategy?  Let us...



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Are we seeking work-life balance in the name of early retirement?

I often get emails from readers who wish to achieve financial independence as soon as possible and retire early from their salaried jobs. The first question I ask is, “why do you seek early...



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For long-term goals can I initially invest more in equity MFs?

A reader asks, “Had watched many of your videos on asset allocation. I have a question in mind for which maybe I don’t have proper data to back it up. Example: In my case, let’s...



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Stock Portfolio Analysis: August 2021

This is my monthly retirement stock portfolio analysis compared with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to...



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Equity Mutual Fund Screener Aug 2021: Shortlist consistent performers

The freefincal Equity Mutual Fund Performance Screener (August 2021) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category &...



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Nippon India Multi Asset Fund Review

Nippon India Multi-Asset Fund is an open-ended scheme investing in Equity (including international equity), Debt and Exchange Traded Commodity Derivatives and Gold ETF.  In this review, suggested by...



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My journey: from negative net worth to goal-based investing

In this edition of the reader audit, we consider the financial journey of a 34-year-old male (who prefers anonymity) working in the private sector. This is how he moved from negative net worth to...



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